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中国农学通报 ›› 2013, Vol. 29 ›› Issue (23): 103-106.doi: 10.11924/j.issn.1000-6850.2013-0111

• 三农研究 • 上一篇    下一篇

农户对农机保险的认知、需求与参保意愿研究————基于江苏省的实证分析

曹蕾 曹光乔   

  • 收稿日期:2013-01-10 修回日期:2013-02-25 出版日期:2013-08-15 发布日期:2013-08-15
  • 基金资助:
    农机监理理论基础及扶持政策体系研究

Cognition, demand and Participating Willingness of farmers on agricultural machinery insurance research——based on Jiangsu province

  • Received:2013-01-10 Revised:2013-02-25 Online:2013-08-15 Published:2013-08-15

摘要: 本文通过对江苏地区的实地调研,运用统计分析、单因素方差分析等方法研究认为:农机事故发生后,农户不仅需要第三者责任险种,更需要农机驾驶操作人员人身保险;目前农机保险的覆盖率较低,农户对农机保险政策的认知程度较低;农户对农机保险政策的认知会对参保意愿产生显著影响。

关键词: 全球变化, 全球变化

Abstract: we collect dates by doing questionnaire research in Jiangsu province. We analyzed statistically and tested by One-way ANOVA. Finally, we got some conclusion: (1) After an agricultural machinery accident, the farmers not just need third-party liability insurance, they also need personal injury insurance for drivers; (2) At present, coverage of agricultural machinery insurance is very low, and most famers are lack of cognition about agricultural machinery insurance policy; (3) famer’s cognition will significantly affect their wish to buy the insurance.

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