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中国农学通报

中国农学通报 ›› 2012, Vol. 28 ›› Issue (26): 159-163.

所属专题： 现代农业发展与乡村振兴

• 三农问题研究 • 上一篇    下一篇

北京市农业保险发展模式的改进

吕晓英 李先德 蒲应龑   

  • 收稿日期:2012-05-14 修回日期:2012-05-29 出版日期:2012-09-15 发布日期:2012-09-15
  • 基金资助:

    北京市哲学社会科学规划项目;北京市新农村研究基地开放课题

Improvement of Agricultural Insurance Development Mode in Beijing

Xian-de LI   

  • Received:2012-05-14 Revised:2012-05-29 Online:2012-09-15 Published:2012-09-15

PDF (PC)

842

摘要：

为了完善北京市政策性农业保险制度，在北京市政策性农业再保险方式模拟研究的基础上，依据可持续发展要求，对“北京模式”进行改进，设计了由原保险公司购买再保险，并由政府予以扶持的“小改进”方案和实行三级巨灾风险保障的“北京新模式”。动态模拟结果表明，与政府购买再保险方式和“小改进”方案相比较，“北京新模式”既能实现保险公司持续经营，又有利于提高政府资金运作效率，是一种较优的政策性农业保险发展模式。

关键词: 生化组分, 生化组分

Abstract:

In order to improve agricultural insurance system in Beijing, the research proposed improvement plan with insurer purchasing reinsurance as well as government inputting funds and new mode of agricultural insurance with three levels of catastrophic risk protection system to perfect the current mode of agricultural insurance in Beijing on the basis of simulation for agricultural reinsurance mode and according to requirement of sustainable development. The results of dynamic simulation indicated that compared with current reinsurance and improvement plan, new mode of agricultural insurance did not only realize sustainable operation of insurer, but also attribute to increase the efficiency of fiscal funds for government, thus it was superior development mode of agricultural insurance.

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