Abstract: Abstract: Judging the rural finance ecology environment is based on the level of development and stability of rural regional economy, the stability of the financial laws and regulations and its perfection status of implementation at the rural areas, the extent of the sound credit environment at rural areas, and the ways of local government manage the rural financial activities and the extent of their intervention. At present, China’s rural finance ecology environment is facing the grim macroeconomic situation, serious gaps in rural finance, and the administration forces inappropriate intervention activities on rural finance. What’s more, rural finance also has low level of market-oriented and lag of the mercantile system construction, and is lack of legal environment and the awareness of social credit. Thus, to improve the status quo of rural finance ecology environment should plan the economy society development as a whole, eliminate the “dual structure”, and promote rural economic development; normative acts of local governments, establish the healthy interact relationship, meanwhile, set up simultaneously legal and law enforcement system, create a good legal environment for rural financial ecosystem, and comprehensively promote the construction of credit system and standardize the ecology of rural finance credit order.