欢迎访问《中国农学通报》,

中国农学通报 ›› 2010, Vol. 26 ›› Issue (9): 382-385.

所属专题: 现代农业发展与乡村振兴

• 农业科技信息 • 上一篇    下一篇

农村民间信贷行为分析—基于辽宁省本溪县的调查

陶佳南,侯立白   

  • 收稿日期:2009-12-22 修回日期:2010-02-02 出版日期:2010-05-05 发布日期:2010-05-05

The Analysis of Civil Credit Behavior in Rural—A survey in Benxi County Liaoning province

Tao Jianan, Hou Libai   

  • Received:2009-12-22 Revised:2010-02-02 Online:2010-05-05 Published:2010-05-05

摘要:

目前,民间信贷作为一种金融形式,在经济活动中占据着重要的地位。全面、详实的了解民间信贷情况对促进当地区域经济发展、促进金融系统改革和提高资本效率将起到巨大的推动作用。本文通过对辽宁省本溪县3个典型村的农户的问卷调查,了解了基点村的民间信贷现状及产生的原因、民间信贷的用途;并对于民间信贷对当地金融市场的影响及利弊关系进行了分析。研究结果表明:作为信贷一种形式,民间信贷在当地农户的经济活动中依然发挥着显著作用,从民间信贷的特点来看,民间信贷行为与当地的经济、文化以及农户的生产生活方式有着密切的联系。为今后该地区民间金融市场的完善与发展提供了现实依据。最后提出了引导民间信贷行为正规发展的建议与具体措施。

关键词: 单片机, 单片机, 精准农业, 变量施肥

Abstract:

At present, civil credit, as a finance form, presents an important position in economic activities. Learning the situation of civil credit comprehensively and clearly plays a great role in promoting local regional economic development, pushing the revolution of local finance system and enhancing capital efficiency. From the survey of three topical hamlet in Benxi District of Liaoning Province, it shows the situations of civil credit status of base point hamlet, the causes, basic information and application, also, it gives some analysis information about what influence civil credit impacted on local finance market and pros and cons between them. The results show that civil credit still plays some significant effects in local economy. From the characteristics of civil credit, the outcomes of civil credit have some close relationships with local economy, culture and manners of living and production, which provides realistic basis for promoting and developing the civil finance market in this region. Finally, this essay proposed the advices and countermeasures about how to lead civil credit into regular developing track.