Abstract: Chinese rural residents’ strong saving attitudes have bad effect on the rural economy and the whole national economy. Based on the situation of the rural residents’ increasing amounts of saving, the paper analyzes the economy effect, including the influence effect, the suppression effect and the growth effect. Four proposals of restraining the increasing amounts of saving are put forward to: perfecting the agricultural insurance and rural social security, fastening the reform of household registration management, promoting the development of rural capital market and establishing the institution to lead rural residents’ consumption.