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中国农学通报

中国农学通报 ›› 2017, Vol. 33 ›› Issue (1): 158-164.doi: 10.11924/j.issn.1000-6850.casb15080065

所属专题： 现代农业发展与乡村振兴

• 三农研究 • 上一篇    

基于不同视角的吉林省政策性农业保险绩效评价

王秀芬,王春艳,李茂松   

  1. 中国农业科学院农业资源与农业区划研究所 北京 100081,中国农业科学院农业资源与农业区划研究所 北京 100081,中国农业科学院农业资源与农业区划研究所 北京 100081
  • 收稿日期:2015-08-12 修回日期:2016-12-20 接受日期:2016-11-02 出版日期:2017-02-04 发布日期:2017-02-04
  • 通讯作者: 王春艳
  • 基金资助:
    国家自然科学基金项目“吉林省农作物生产风险测度及保险区划研究”(71303240)；中央级公益性科研院所基本科研业务费专项资金课题 “中国农业保险财政补贴政策的绩效评价”(2013-11)。

Performance Evaluation of Policy-guided Agricultural Insurance Based on Different Perspectives in Jilin Province

  • Received:2015-08-12 Revised:2016-12-20 Accepted:2016-11-02 Online:2017-02-04 Published:2017-02-04

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摘要： 吉林省政策性农业保险在迅速发展的同时，仍存在需要完善的问题。基于各级政府、保险公司和农户3 个视角，对吉林省政策性农业保险绩效进行了全面评价，并提出了进一步完善农业保险政策的建议。结果表明：吉林省政策性农业保险已经基本构建了“政府 保险公司 农户”的三方联动机制，能根据农户的需求对具体政策进行适时调整，但仍然存在着县级财政压力大、保障水平低、理赔效率低、大灾风险分散机制不健全等问题，需要各级政府、保险公司和农户3 个利益主体各司其职，协调互动，实现各级政府财政能够持续支持，保险公司盈利，农民参保投保的积极性高、且对保险赔偿满意的三赢格局。

关键词: 文献传递服务, 文献传递服务, 国家农业图书馆, NSTL, 发展对策

Abstract: Agricultural insurance of Jilin Province has achieved great development because of the implementation of policy-guided agricultural insurance since 2007. However, during the rapid development process of agricultural insurance, some problems have exposed in many aspects. Based on these, the study evaluated the policy- guided agricultural insurance performance from the perspectives of governments, insurance companies and farmers, and put forward recommendations to further improve agricultural insurance. The evaluation results showed that: policy- guided agricultural insurance in Jilin Province basically constructed a tripartite linkage mechanism of‘Governments Insurance Companies Farmers’, policies could be adjusted according to the specific needs of farmers gradually, but there were still some problems, such as the premium subsidy pressure of county financial, lower guarantee level, low efficiency claims, imperfect catastrophe risk dispersal system and so on. Thus, the three stakeholders (all levels of governments, insurance companies and farmers) should fulfill their coordination and interaction to further improve the policy-guided agricultural insurance.