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中国农学通报 ›› 2015, Vol. 31 ›› Issue (8): 71-75.doi: 10.11924/j.issn.1000-6850.2014-2487

所属专题: 水产渔业

• 水产 渔业 • 上一篇    下一篇

基于VAR法的养殖鱼类资产风险价值评估——以环渤海地区大菱鲆养殖为例

李 栋,杨德利   

  1. (上海海洋大学经济管理学院,上海 201306)
  • 收稿日期:2014-09-12 修回日期:2014-10-31 接受日期:2014-11-24 出版日期:2015-04-07 发布日期:2015-04-07
  • 通讯作者: 李栋
  • 基金资助:
    现代农业产业技术体系建设专项资金资助(nycytx-50-G05)。

Assessment of Aquaculture Fish Asset Value at Risk Based on VAR Method——As an Example of the Turbot Farming in the Bohai Rim Region

Li Dong, Yang Deli   

  1. (College of Economics and Management, Shanghai Ocean University, Shanghai 201306)
  • Received:2014-09-12 Revised:2014-10-31 Accepted:2014-11-24 Online:2015-04-07 Published:2015-04-07

摘要: 农村中小企业贷款难的问题一直存在,造成这一状况的深层次原因就是抵押品的缺失。抵押品缺失的根本原因在于农产品的高风险性,且这类风险的评估存在技术难题,银行等金融机构倾向于规避此类不确定性风险。文章在此背景下,引入VAR法对农产品中的鱼类资产养殖风险价值进行评估,从养殖鱼类资产的风险特点以及VAR方法的适用性两方面,来说明VAR法在衡量鱼类资产养殖风险价值的可行性。并应用于2010年环渤海地区的大菱鲆养殖企业的养殖风险价值评估,检验VAR法的可操作性。通过量化风险,使借贷双方知悉风险情况,为解决渔业中小企业贷款难问题提供技术支撑。

关键词: RGS蛋白, RGS蛋白, G蛋白, 负性调节因子, 信号转导

Abstract: The problem of loan difficulties has been existed in the rural small and medium-sized enterprises for a long time, the deep-seated reasons for this situation is caused by the lack of collateral. Fundamental reason for the lack of collateral is the high risk of agricultural products, and existing technical problems to assess the risk, Banks and other financial institutions tend to avoid this kind of uncertainty risk. This article is in this context, by introducing VAR method to evaluate aquaculture fish asset value at risk, from two aspects of farmed fish assets risk characteristics and the applicability of VAR method, to illustrate the feasibility of VAR method in measuring fish assets breeding value at risk. And it is applied to evaluate the breeding value at risk of turbot breeding enterprises in 2010, which is located in Bohai rim region, testing the maneuverability of the VAR method. By quantifying the risk, to make sure the debtor and creditor aware of the risk, which provide technical support to solve the loans difficulties problem of fishery of small and medium-sized enterprise.