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中国农学通报 ›› 2018, Vol. 34 ›› Issue (19): 152-158.doi: 10.11924/j.issn.1000-6850.casb18020043

所属专题: 现代农业发展与乡村振兴

• 三农研究 • 上一篇    下一篇

互联网+背景下农村金融发展对城乡收入差距影响的实证分析---以宁夏地区为例

杨雪晴   

  1. 河海大学企业管理学院 国际经济与贸易系
  • 收稿日期:2018-02-08 修回日期:2018-03-21 接受日期:2018-04-25 出版日期:2018-07-11 发布日期:2018-07-11
  • 通讯作者: 杨雪晴
  • 基金资助:
    无基金

The Impact of Rural Financial Development on Urban-Rural Income Gap in the Context of Internet+: An Empirical Analysis of Ningxia

  • Received:2018-02-08 Revised:2018-03-21 Accepted:2018-04-25 Online:2018-07-11 Published:2018-07-11

摘要: 摘要: 为解决城乡收入差距的问题,基于农村金融发展对城乡收入差距的影响研究,以宁夏地区为例,分析农村金融发展对城乡收入差距的影响。选择4种方法,对宁夏地区农村金融发展和城乡收入差距之间的关系进行实证分析。得出金融运转效能对于城乡所得差异的支撑率最大至近5%,而农村金融运转体量对于城乡所得差异的支撑率相对降低,最高达到1.29%。在其他控制变量中,大约有0~4.5%的波动可以由城市化水平解释,财政支农支出可以解释0~3.5%的波动。说明短时间内农村金融运转体量与金融运转效能的升高会减小城乡所得差异,长时间内城乡所得差异表现为波动性,而城市化指标、财政支出指标、农村特定财产投入在短期内可以缩小城乡收入差距,如果长期受到这些因素的影响,则会产生更加重要的作用。结合以上分析结果,提出完善宁夏农村金融体系、完善农村金融流动机制、加大政策性金融支农的对策建议。

关键词: 水稻, 水稻, “12连冠”, 气象条件, 灾害等级, 增产贡献

Abstract: To solve the problem of income gap between urban and rural areas, based on relevant studies for the impact of rural finance development on the income gap between urban and rural areas, this paper carries out the analysis by taking Ningxia as an example. Four methods were selected to conduct an empirical analysis on the relationship between rural finance development and urban- rural income gap. It was inferred that the maximum support ratio of financial operation efficiency for the urban-rural income gap could approach to nearly 5%, while the support ratio of the rural financial operation volume for the urban-rural income gap was comparatively low, which could just be as high as 1.29%. As to other control variables, about 0-4.5% of fluctuation can be explained by the level of urbanization, while the financial expenditure for supporting agriculture could account for 0-3.5% of fluctuation, indicating that the increase in the rural financial operation volume and financial operation efficiency within a short term could reduce the urban-rural income gap. For a long term, the income gap between urban and rural areas is fluctuant; whereas urbanization index, fiscal expenditure index and rural investment for specific property could narrow the gap in a short term. Long-term influence of these factors could be more prominent. Based on the above mentioned analysis results, it is suggested that the rural financial system of Ningxia should be improved, the rural finance flow mechanism needs to be ameliorated, and the policy-based financial supports for agriculture ought to be strengthened.