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中国农学通报

中国农学通报 ›› 2010, Vol. 26 ›› Issue (5): 351-355.

所属专题： 现代农业发展与乡村振兴

• 三农研究 • 上一篇    下一篇

中东欧四个转型经济体国家的农村信用担保计划及其经验借鉴

黄庆安   

  • 收稿日期:2009-12-08 修回日期:2009-12-25 出版日期:2010-03-05 发布日期:2010-03-05
  • 基金资助:

    农村信用担保机构的运行效率研究(福建省教育厅A类社会科学研究项目课题);农村信用担保机制研究(福建广播电视大学科研课题)

Rural Credit Guarantee Schemes and Experience of Four Transitional Economic Countries in Central and Eastern Europe

  • Received:2009-12-08 Revised:2009-12-25 Online:2010-03-05 Published:2010-03-05

PDF (PC)

807

摘要：

[内容摘要] 在农村贷款市场上，由于农业的市场化程度不高、高风险低收益以及缺少贷款担保品，很多农户和农村中小企业不符合农村金融机构的贷款担保条件而得不到贷款。为缓解这种困境, 在中东欧转型经济体中很多国家都构建了以服务农民和农村经济发展为目的的信用担保体系,有效的缓解了农村贷款难的问题。当前我国正在积极构建农村信贷担保机制，本文在详细分析了四个中东欧转型经济体的农村信用担保基金和计划的运作模式和作法的基础上，总结并提出可供我国借鉴的方法和经验。

关键词: 聚丙烯酰胺凝胶电泳, 聚丙烯酰胺凝胶电泳, 酸性磷酸酯酶, 同工酶, 种子

Abstract:

Abstract:In the rural credit market a lot of farmers and rural small and medium-sized enterprises without credit guarantee condition of rural financial institution are not granted loan due to low rural marketization, high-risk and low-income and shortage of loan collateral. In order to alleviate the distress of difficulties of rural loan, many transitional economic countries in Central and Eastern Europe set up the credit guarantee system which serves for famers and rural economic development. Currently, China is active to build rural credit guarantee system. This study analyses in detail the operating model of rural credit guarantee fund and schemes of four countries in Central and Eastern Europe, and summarizes the methods and experiences from which China would learn.