Abstract:

Since reforming and opening, the agricultural loan dimensions are expanding ceaselessly, however, these credit supply is efficient, which is worth our discussion. In this paper, on the basis of the previous research, first summarize the agricultural credit supply situationof Fujian briefly, then measure the agricultural credit supply gap size indirectly, and then use Johansen cointegration test method to analyze the efficiency of the agricultural credit supply. The results show that, the agricultural credit supply gap is very still large in Fujian, the agricultural credit supply is lacking of efficiency of Fujian in the long term. Objectively assess the agricultural credit supply operation, truly reflect the effect of the credit support for our agriculture and operation efficiency, and thus contribute to accurately grasp the current agricultural credit trends of Fujian, improve rural credit degree of satisfaction, optimize the allocation of credit resources, and promote the development of the rural economy healthily.