Abstract: we collect dates by doing questionnaire research in Jiangsu province. We analyzed statistically and tested by One-way ANOVA. Finally, we got some conclusion: (1) After an agricultural machinery accident, the farmers not just need third-party liability insurance, they also need personal injury insurance for drivers; (2) At present, coverage of agricultural machinery insurance is very low, and most famers are lack of cognition about agricultural machinery insurance policy; (3) famer’s cognition will significantly affect their wish to buy the insurance.