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中国农学通报 ›› 2009, Vol. 25 ›› Issue (21): 379-382.

所属专题: 现代农业发展与乡村振兴

• 三农研究 • 上一篇    

一种新型小额信贷扶贫模式的应用与探讨--宁夏“村级发展互助资金”调研

王宁兰 张峭   

  • 收稿日期:2009-09-22 修回日期:2009-10-14 出版日期:2009-11-05 发布日期:2009-11-05

Application and Exploration of New Type of Micro-credit Operation Model ---- study on “Mutual Aid Fund for Development at Village Level”

  • Received:2009-09-22 Revised:2009-10-14 Online:2009-11-05 Published:2009-11-05

摘要:

村级发展互助资金是我国政府在采用信用担保、抵押担保、民间借贷、外资援助等模式之后又一种新的农村融资形式,是国家财政扶贫资金使用的一种创新和探索。本文通过对宁夏彭阳县“村级发展互助资金”试点村进行调研,介绍其运行模式和应用效果,分析存在的问题,提出下一步改进措施。

关键词: 食品安全, 食品安全, 跟踪, 溯源, 追溯系统, 茶叶

Abstract:

Mutual aid fund for development at village level is a new channel of rural financing following up the credit guarantee, collateral, non-governmental lending and foreign aid fund used by our government, which is an innovation and exploration of using financial and credit fund to support the development of the poverty-stricken areas and peasant household. This article introduced the model of mutual aid fund operation and its effects, analyzed the problems which existed at moment, and pointed out the measures to raise the efficiency of funds utilization in the next stage through conducting an investigation and study on procedure of fund use in two targeted villages in Pengyang County, Ningxia.